Category: Motorcycle Insurance

Whether you’re an everyday commuter or a weekend warrior, riding a motorcycle is an exhilarating experience. However, there are inherent risks associated with riding that make carrying motorcycle insurance a necessary safeguard. Let’s take a deeper look at what it covers and why it’s necessary, brought to you by CF Alliance Insurance Services, located in Germantown, MD.

Motorcycle Insurance Covers Liability

If you’re found at fault in an accident, liability coverage can help pay for the other party’s medical bills and property damage. In some cases, it may also cover legal fees if you’re sued.

Property Damage and Collision Coverages

If your motorcycle incurs damage in an accident, collision coverage can help. Similarly, comprehensive coverage protects you from damage caused by things beyond your control, like weather or theft.

Medical Payments and Personal Injury Protection

If you or a passenger are injured, these coverages can help pay for medical expenses, regardless of who’s at fault in the accident. In some cases, they may also cover lost wages.

Uninsured/Underinsured Motorist Coverage

Unfortunately, not every motorist carries adequate insurance. If you’re involved in an accident caused by an uninsured or underinsured motorist, this coverage can help.

Why is Motorcycle Insurance Necessary?

Alongside these benefits, having motorcycle insurance is a legal requirement in most states, including Maryland. Moreover, it provides a much-needed financial safety net that can protect you and your assets in the event of a mishap.

If you’re in the market for motorcycle insurance or perhaps you’re contemplating an upgrade of your current coverage, CF Alliance Insurance Services in Germantown, MD, is ready to help. Contact us and let our dedicated team guide you through your options.